All You Need To Know About Fitness Insurance

Just like any other insurance fitness insurance is a must for fitness professionals. In most cases, fitness professionals who work as personal trainers, group trainers, exercise class instructors and they forget or avoid buying insurance. A few different types of incurrence are available for fitness professionals, so it is important to know which one is right for you. This blog will walk you through the nitty grittys of fitness insurance.

Public Liability Cover

Public liability cover will form the basis of most fitness instructor insurance policies. This can protect you if a client or another member of the public claim compensation for injury or damage caused by your business.

For instance, your client may trip over the fitness equipment and may fracture their wrist. There are chances of them claiming for compensation. It is always better to be covered to have peace of mind.

Professional Indemnity Insurance

Professional indemnity insurance covers the legal costs when defending a claim and compensation that may be awarded to your client if you give advice that is seen as negligent or incorrect - which is why it is a fundamental asset for many trainers.

Instructor Equipment Insurance

Essential insurance cover for all qualified fitness instructors working in a gym, studio, home or outdoors. It covers accidental loss or damage including theft of equipment.

Instructors 24 Hour Personal Accident

Instructor 24 Hour Personal Accident Insurance provides you with an income if you are unable to carry out your duties as a fitness instructor due to an injury as a result of an accident.

Business Insurance

In addition to your recreational facilities, your gym may have other properties like offices, locker rooms, or a pool. This insurance will cover your properties at the time of the unexpected accident.

Get in touch with FitPro to know about the essential insurance cover for all qualified fitness instructors working in a gym, studio, home or outdoors.